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Higgins & Welch Real Estate, Inc and Commonwealth Agency, Inc. Form Strategic Partnership

FOR IMMEDIATE RELEASE: September 8, 2016
Edward A. Welch, III Broker of Record
215-247-5000
ewelch@welchgroup.net

Higgins & Welch Real Estate, Inc and Commonwealth Agency, Inc. Form Strategic Partnership

Erdenheim, PA: Welch Settlement Services, LLC, an affiliate of Higgins & Welch Real Estate Inc. and Commonwealth Agency, Inc. announce a partnership to offer prompt and efficient title insurance and settlement services though it’s new company Commonwealth Residential Title, LLC

This alliance will strategically unite two like-minded longtime Greater Philadelphia Area real estate companies, enabling an increased regional footprint and efficiencies of operations while adding an additional layer of review and customer service.

“We are pleased to expand with Commonwealth Residential Title, LLC. The diversity of our real estate services and wide range of clients is a powerful combination”, said Edward A. Welch III, President of Welch Settlement Services, LLC, “Every client and transaction is viewed as our most important opportunity and our goal is to exceed expectations. The increased volume combined with our scalable capacity positions us to complete larger projects now, and be able to continue to focus on service during the next market down-cycle. ”

“This is a perfect match that will give customers a more streamlined experience,” said Marc Franzoni, President of Commonwealth Residential Title, LLC, “We understand that buying real estate is a serious event and we strive to keep our clients from ever feeling confused or overwhelmed. We also recognize the value in a partner offering sales, appraisal and property management services.”

An integrated and secure online process utilizing the iOrderExpress system ensures all parties have access to upload and download title related documents; as well as track communication and activity. Make your initial request for title insurance via email to orders@welchtitle.com and your account will be created.

About Welch Settlement Services, LLC
Welch Settlement Services, LLC adds to the full suite of services provided by Higgins & Welch Real Estate, Inc., which offers professional real estate sales, appraisal, property management, development and consulting services for both residential and commercial clients throughout the nine-county Philadelphia metropolitan area. Higgins & Welch Real
Estate, Inc. is a forward-minded regional firm whose foundations date back to 1976.

About Commonwealth Residential Title, LLC
The Commonwealth Agency, Inc. is the parent company of Commonwealth Residential Title, LLC and is one of the Philadelphia region’s premier title insurance companies. It has over 40 years and tens of thousands of closing and experience in both the Philadelphia and New Jersey markets.

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Read full press release- here and here.

Selling a home built on memories

This is why I love real estate.

We met Maxine more than three years ago after she called from a flyer solicitation mailed to the Township in which she lived. We spent those three years working hand in hand with her, sorting through a lifetime of more than 90 years. Over 65 of those years in the same home she now wanted to sell.

The accumulation of memories connected with every corner of the home was vast, to say the least! Pricing, marketing and selling the property was no problem. It was easy, because we eat sleep and breathe real estate. Selling a box of memories full of love, loss, childhood, first steps, music lessons, and an endless swirl of milestones – this is a more delicate task.

For the physical process of cleaning out the house, we hired a long time trusted clean out/auctioneer who assisted in sorting through all of the furniture, artwork, books, photographs and documents.

With limited mobility and traveling from Center City Philadelphia to her former Suburban neighborhood once or twice a week, Maxine would meet me at the house and sort through belongings.

Things that were to be kept for the family were placed in one section; items of value were then placed in two different categories (sell or donate); and items of no value were discarded.

The monetary value raised was hundreds of thousands of dollars; a total of 60,000 pounds of items cleaned out, 42,000 pounds of which were refuse; and personal effects resulted in a small storage unit to protect for future generations.

Every photograph, art piece, knick knack, document – everything – had a history and an emotional value.

The education I received on all matters ranging from art to music to local history – and life lessons such as marriage and raising children – were priceless.

Yes, we sold another amazing property in a perfect location. But the real value was in helping to relive and box up those decades of memories; and what we learned along the way.

This is why I love real estate.

Edward A. Welch

Announcement: Svitlana Lykhatska joins Higgins & Welch Real Estate, Inc.

Higgins & Welch Real Estate, Inc is pleased to announce Svitlana Lykhatska.

Lana is a long-time Philadelphia Area native. Recently earning her real estate sales licensure in Pennsylvania, Lana looks forward to applying her outgoing personality honed in her years in the service industry into real estate sales. She is multi-lingual, and speaks Russian, Ukrainian, and Polish. Lana is a welcome addition to Higgins & Welch Real Estate, Inc. whose diverse services span commercial and residential real estate sales, appraisals, property management, and consulting.

In addition to general real estate sales with Higgins & Welch Real Estate, Inc., Lana will also focus on investment properties, rental leasing, and first time homebuyers from Center City and throughout Northeast Philadelphia and Bucks County.

Lana looks forward to broadening her focus in the Greater Philadelphia Area and continuing to provide the high levels of service and expertise for which Higgins & Welch Real Estate, Inc. is known. You can rest assured that every aspect of your home purchase or sale will be handled efficiently and virtually stress free. If you are looking for an experienced, honest, hard-working team, you have found them.

As a member of Higgins & Welch Real Estate, Inc, Lana has joined a forward-minded, regional brokerage whose foundations date back to 1976. Clients benefit from synergies between the sales and property management department, and appraisal and consulting departments.

Higgins & Welch Real Estate, Inc. provides professional real estate sales, appraisal, property management, and consulting services for both Residential and Commercial clients throughout the nine county Philadelphia Metropolitan Area.

We, at Higgins & Welch Real Estate, Inc, along with Lana Lykhatska welcome the opportunity to provide you with the superior solutions and services to which you are accustomed. We look forward to serving you now and in the future.

Please contact me directly with questions and don’t forget to visit us on the web at www.welchgroup.net. You may also reach Lana Lykhatska at slykhatska@welchgroup.net.

Edward A. Welch, III, President
o. 215.247.5000
c. 610.331.7655
ewelch@welchgroup.net

Announcement – Svitlana Lykhatska – January 2016

ANNOUNCEMENT: Matthew Kruc joins Higgins & Welch Real Estate, Inc.

Higgins & Welch Real Estate, Inc is pleased to announce Matthew Kruc.

After years working as a successful professional musician, Matthew is now starting anew in the world of real estate. He resides in North East Philadelphia with his growing family. Matthew has embarked on the journey to obtain his real estate appraiser certification and is a welcome addition to Higgins & Welch Real Estate, Inc. whose diverse services span commercial and residential real estate sales, appraisals, property management, and consulting.

In the valuation division with Higgins & Welch Real Estate, Inc., Matt is familiar with the South and North East Philadelphia area in residential appraisals of all types. He looks forward to building on his experience and providing the high levels of detail and diligence for which both he and Higgins & Welch Real Estate, Inc. are known.

As a member of Higgins & Welch Real Estate, Inc, Matthew has joined a forward-minded, regional firm whose foundations date back to 1976. Internally, we each strive to effectively motivate our dedicated and diligent staff and promote atmosphere of mutual respect, empowerment, accountability and team commitment.

Higgins & Welch Real Estate, Inc. provides professional real estate sales, appraisal, property management, and consulting services for both Residential and Commercial clients throughout the nine county Philadelphia Metropolitan Area.

We, at Higgins & Welch Real Estate, Inc, along with Matthew Kruc welcome the opportunity to provide you with the superior solutions and services to which you are accustomed. We look forward to serving you now and in the future.

Please contact me directly with questions and don’t forget to visit us on the web at www.welchgroup.net. You may also reach Matthew Kruc at mkruc@welchgroup.net .

Edward A. Welch, III, President
ewelch@welchgroup.net
215.247.5000 Ext 102

ANNOUNCEMENT: Christy Shaw joins Higgins & Welch Real Estate, Inc.

Higgins & Welch Real Estate, Inc., is pleased to announce the addition of Christy Shaw to the team.

Christy is an experienced communications professional with years of corporate marketing under her belt. A Philadelphia area native, Christy is glad to be back home after time spent on the West coast. She resides in Chester County and enjoys dancing and other fitness-related activities. Christy is working toward receiving her PA Real Estate Salesperson license. She is a welcome addition to Higgins & Welch Real Estate, Inc., whose diverse services span commercial and residential real estate sales, appraisals, property management, and consulting.

In addition to real estate sales with Higgins & Welch Real Estate, Inc., Christy will focus on communications and marketing. She looks forward to employing her practical, collaborative, hands-on style at Higgins & Welch Real Estate, Inc.

As a member of Higgins & Welch Real Estate, Inc., Christy has joined a forward-minded regional firm whose foundations date back to 1976. Internally, the firm strives to effectively motivate its dedicated and diligent staff and promote an atmosphere of mutual respect, empowerment, accountability, and team commitment.

Higgins & Welch Real Estate, Inc., provides professional real estate sales, appraisal, property management, and consulting services for both residential and commercial clients throughout the nine-county Philadelphia metropolitan area.

We at Higgins & Welch Real Estate, Inc., along with Christy Shaw, welcome the opportunity to provide you with the superior solutions and services to which you are accustomed. We look forward to serving you now and in the future.

Please contact me directly with questions and don’t forget to visit us on the web at www.welchgroup.net. You may also reach Christy Shaw at cshaw@welchgroup.net.

Edward A. Welch, III
Broker of Record
ewelch@welchgroup.net
215.247.5000 Ext 102

Announcement – Christy Shaw – January 2016

DO YOU QUALIFY FOR A MORTGAGE INSURANCE TAX DEDUCTION?

Great news for homeowners and soon-to-be homeowners: Congress has extended the tax deductibility on mortgage insurance for 2015 and 2016. This means that borrowers obtaining their mortgage after 2006, may qualify to deduct premiums paid in both 2015 and 2016.

Mortgage insurance includes private mortgage insurance (PMI) and government forms of mortgage insurance that is paid on FHA, USDA, and VA mortgages.

So who qualifies?

Borrowers with adjusted gross incomes up to $100,000 can deduct 100% of their borrower-paid mortgage insurance premiums. Deductions are reduced by 10% for each additional $1,000 of adjusted gross income, phasing out after $109,000.

The threshold for married borrowers filing separately is $50,000 of adjusted gross income per person. Deductions are reduced by 5% for each additional $500 of adjusted gross income, phasing out after $54,500.

This benefit does not apply to investment properties.

Information courtesy of Mike McKeown, Senior Loan Officer at Allied Mortage Group.

Higgins and Welch Real Estate, Inc. delivers complete, results-focused expertise in sales and negotiation; valuation; property and asset management; litigation support and expert testimony; and other real estate related consulting activities to the Philadelphia region. Visit welchgroup.net or call 215-247-5000.

WINTER-PROOF YOUR HOME

The temperature is starting to drop, day-light hours are getting shorter, and you’re searching the house for the winter clothes that have been packed away since Spring. Whether we’re in for a brutal or mild winter, planning for the unexpected will not only save you money, but it will also save you a big headache later. Check just a few of these to-do’s off your list each weekend and you’ll be ready for ol’ man winter in no time!

–  Turn off all outside faucets. Remember to turn off the pipes from the water source itself inside – this will prevent pipes from freezing, a costly occurrence you want to avoid.

–  Locate your snow day tools. Get out your snow shovels, ice scrapers, and salt so you don’t have to go digging later. No salt? Why not stock up now to avoid those pre-snow day crowds at the grocery store.

– Stock up on emergency items. Things like bottled water, canned goods, batteries, flashlights, and blankets are useful items to set aside in a safe place for emergencies only.
Bring in outside deck and patio furniture, especially those that will rust. No place to store them? Invest in durable waterproof furniture covers that will protect them all winter long.

– Change furnace filter once a month or as needed.

– Keep the fireplace damper closed unless you are burning a fire. If you no longer use your fireplace, plugging and sealing the flue will provide the most protection from air leaks.
Program your thermostat to consistent temperatures throughout the week. Set your thermostat to a comfortable temperature for when you are home (and awake), and then 10-15 degrees cooler when you’re asleep or not home.
– Prepare your windows. If they are outdated, chances are they are not very energy efficient. Replacing windows can be costly, but well worth it if it’s within your budget this year. Don’t panic if it’s not; storm windows do a great job of blocking out the cold and are a much cheaper alternative. No storm windows? Plastic shrink insulator is a simple fix on a budget that provides a thin layer of protection from the inside – they are available at Lowes, Home Depot or nearly any hardware store. And don’t forget that thick, tight-fitting curtains or drapes are an excellent way to help keep the warm in.

– Identify any seal all cracks and drafts. Here’s where to check:

Outside

  • All exterior corners
  • Outdoor water faucets
  • Where siding and chimneys meet
  • Areas where the foundation and the bottom of exterior brick or siding meet

Inside

  • Electrical outlets
  • Door and window frames
  • Electrical and gas service entrances
  • Baseboards
  • Fireplace dampers
  • Cable and phone lines
  • Vents and fans

Seal any openings with caulk or foam, especially if you can see direct sunlight or feel air. Larger openings will most likely require expanding foam. If you’re not sure where to start, YouTube is a great place to find DIY tutorials. Here’s a few of our favorites:

ANNOUNCEMENT- Higgins & Welch Real Estate, Inc., is pleased to announce the addition of Jim Butcher to the team.

Higgins & Welch Real Estate, Inc., is pleased to announce the addition of Jim Butcher to the team. Jim is an experienced, well-rounded entrepreneur, having run or founded multiple technology and service-related companies. After several years in the technology sector, Jim started Blue Conservation, an environmentally conscious plumbing and HVAC company, which is still thriving today. Jim resides in Ambler, Pa., with his family; earned his bachelor’s degree and MBA from La Salle University and Arcadia University, respectively; and enjoys running and other fitness-related activities. Having recently earned his PA Real Estate Salesperson license, Jim is a welcome addition to Higgins & Welch Real Estate, Inc., whose diverse services span commercial and residential real estate sales, appraisals, property management, and consulting In addition to real estate sales with Higgins & Welch Real Estate, Inc., Jim will focus on business development and heading the Property Management Division with an eye toward large portfolio and apartment building management across the Delaware Valley. He looks forward to employing his practical, collaborative, hands-on style at Higgins & Welch Real Estate, Inc. As a member of Higgins & Welch Real Estate, Inc., Jim has joined a forward-minded regional firm whose foundations date back to 1976. Internally, the firm strives to effectively motivate its dedicated and diligent staff and promote an atmosphere of mutual respect, empowerment, accountability, and team commitment. Higgins & Welch Real Estate, Inc., provides professional real estate sales, appraisal, property management, and consulting services for both residential and commercial clients throughout the nine-county Philadelphia metropolitan area. We at Higgins & Welch Real Estate, Inc., along with Jim Butcher, welcome the opportunity to provide you with the superior solutions and services to which you are accustomed. We look forward to serving you now and in the future. Please contact me directly with questions and don’t forget to visit us on the web at www.welchgroup.net. You may also reach Jim Butcher at jbutcher@welchgroup.net. Edward A. Welch, III Broker of Record ewelch@welchgroup.net 215.247.5000 Ext 102 Announcement – Jim Butcher – July 2015

ANNOUNCEMENT: Renata Gobin joins Higgins & Welch Real Estate, Inc.

Higgins & Welch Real Estate, Inc. is please to announce Renata Gobin. After life as a Data Analyst, Renata spent several years in processing and underwriting mortgages for Wells Fargo furosemide Home Mortgage. She resides in suburban Philadelphia with her family and is fluent in English, Spanish & Portuguese. Renata has embarked on the journey to obtain her real estate appraiser certification and is a welcome does lisinopril affect heart rate addition to Higgins & Welch Real Estate, Inc. whose diverse services span commercial and residential real estate sales, appraisals, property management, and consulting. In the valuation division with Higgins & Welch Real Estate, Inc., Renata will become geographically competent across the Delaware Valley in residential and commercial appraisals of all types. She looks forward to building on her mortgage experience and continuing to provide the high levels of detail and diligence for which both she and Higgins & Welch Real Estate, Inc. are known. As a member of Higgins & Welch Real Estate, Inc, Renata has joined a forward-minded, regional firm whose foundations date back to 1976. Internally, we each strive to effectively motivate our dedicated and diligent staff and promote atmosphere of mutual respect, empowerment, accountability and team commitment. Higgins & Welch Real Estate, Inc. provides professional real estate sales, appraisal, property management, and consulting services for both Residential and Commercial clients throughout the nine county Philadelphia Metropolitan Area We, at Higgins & Welch Real Estate, Inc, along with Renata Gobin welcome the opportunity to provide

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