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FHA Master Appraisal

Higgins & Welch is on the FHA roster of approved appraisers. We’re qualified and approved to do appraisals for FHA insured loans. We’re trained and understand the rules and procedures in FHA guidance and policy documents. If you’re in need of an appraisal for an FHA loan, please contact us and we’ll be ready to help right away. An FHA loan is insured by the Federal Housing Administration, a federal agency in the US Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligation. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate income families who do not meet requirements for conventional loans. With FHA loans the lender selects the appraisal company. FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

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